The choice to study in India vs. study abroad is one of the biggest decisions a student makes in his/her lifetime. Ultimately, it determines your career opportunities, global exposure, return on investment, and long-term growth.
Even though the Indian education system offers familiarity, staying within your comfort zone rarely produces extraordinary growth.
The modern global job market aggressively seeks professionals with cross-cultural communication skills, hands-on industry exposure, and international adaptability.
Studying abroad gives you that massive head start.
To help you make a clear decision, we’ve prepared a student’s perfect guide in 2026 with a detailed comparison of study abroad vs. India, including the cost, scholarships, lifestyle and cultural differences, and ROI.
When looking at education in India vs abroad, staying on home turf has some serious perks. Let’s start with it:
Comfort Zone
You stay close to your family, your favorite food, and a culture you already know perfectly. It completely removes the stress of culture shock.
Startup Boom
India is buzzing with massive economic growth right now! Studying locally plugs you directly into an expanding market filled with homegrown opportunities.
Hardcore Foundation
Indian universities are renowned for their incredible rigor. If you want to build a highly rock-solid academic base (especially in tech or medicine), this system forces you to hustle hard.
High Affordability
One of the biggest advantages of studying in India rather than abroad is the immediate cost savings. You skip the massive expenses of international flights, visas, and foreign rent while still securing a solid degree.
Why Study Abroad in 2026?
If staying home is so comfortable, why study abroad in 2026? Because true growth happens the moment you step outside your comfort zone!
Here is why taking the leap is worth the investment:
Global Exposure
When you study abroad, your classroom becomes international. You might work on projects with students from 10-15 different countries. This kind of exposure helps you build a global mindset. It’s something many employers value today.
Practical Learning
Textbook memorizing is outdated. That’s why many global universities focus heavily on real-world projects, industry placements, and open-book analytical exams. You actually apply what you learn on day one.
Personal Growth and Independence
Figuring out a new transit system, managing rent in a foreign currency, and preparing your assignments builds a level of fearless independence you simply cannot replicate at home. You become unstoppable.
Career Outcomes and PR Opportunities
Degrees from international hubs carry massive global weight. Plus, countries like the US, UK, Australia, and Germany offer fantastic Post-Study Work (PSW) visas. This means you can work for top-tier global brands, earn in strong currencies, and smoothly pave the way for Permanent Residency (PR).
Earning While Learning
Unlike the strict academic schedules you might be used to, studying abroad is much more flexible. You usually have the time and legal rights to work part-time for some hours.
Personalized Tip
Do not just use part-time jobs to pay for your groceries! Apply for relevant internships in your industry to showcase international experience before you even graduate.
Factors To Consider While Deciding on Study Abroad vs. India
Making the final call between Study Abroad vs. India boils down to a few massive factors, like:
1. Return on Time (Not Just ROI)
It is no secret that the upfront cost of studying abroad is higher. But the real math is in the break-even point.
Even though an Indian degree keeps your initial expenses low, an international degree often places you in a job market with a much stronger currency and higher starting salaries. With campus jobs, graduate assistantships, and post-graduation placements, the timeline to recoup your investment abroad is often much faster than people assume.
2. Academics, Exposure, and Learning Style
The Indian education system is legendary for building rock-solid theoretical foundations. If you want to master core technical concepts, domestic universities will push you hard.
But global universities flip this. They care more about how you use that knowledge. Overseas, you get the freedom to mix majors that usually do not go together, like pairing Computer Science with Psychology or Business with Environmental Science.
Plus, your grades often depend heavily on real-world industry projects and open-book analysis rather than a single massive final exam. You are actively practicing your future job while still sitting in the classroom.
3. Academic Flexibility
In the Indian higher education system, if you choose an engineering track at 18, you are heavily locked in. It is notoriously rigid.
One of the biggest factors pulling students abroad is the ability to pivot. International universities let you declare your major later, switch your core subjects if you realize you hate them, or combine totally unrelated fields.
4. Job Demand
You need to look at where your specific skills are valued the most. While India has a booming market for tech and local startups, highly specialized fields (like advanced artificial intelligence, robotics, or niche biomedical research) are often years ahead in the global market.
An international degree drops you directly into the economic hubs where the demand and the salaries for those exact skills are peaking.
5. Cultural And Lifestyle Differences
Studying abroad means adapting to new cultures, food, weather, and social environments. It can be exciting. But it also requires openness and adaptability. Many students say this experience helps them grow personally and professionally.
Study Abroad VS. India: A Student’s Perfect Guide in 2026
What are the key differences between studying in India versus overseas? Let’s check it out:
Eligibility Criteria: Education in India VS Abroad
Let’s start with the first and most important factor: eligibility criteria. Both paths have very different ways of deciding if you are the right fit for their campus.
Applying in Indian Universities
In India, admissions are largely a numbers game. It is straightforward but a bit tough:
Board Marks: Many top universities still rely strictly on your 12th-grade board percentages to make their high cut-off lists.
Big Exams: Your entry heavily depends on cracking highly competitive national or state-level entrance exams (like JEE, NEET, or CUET).
If you meet the cut-off, you are in. It is a fantastic system if you are an excellent test-taker who is comfortable under high-pressure exams!
Eligibility Criteria For Studying Abroad In India
Global universities look at the bigger picture rather than a single test score. They evaluate:
Language and Aptitude: You will usually need a basic English proficiency test (like IELTS or TOEFL). Even better, many universities in 2026 have made standardized tests like the SAT or GRE completely optional!
Personal Story: The Statement of Purpose (SOP) and Letters of Recommendation (LOR) are really important. You get to explain why you want to study there and showcase your unique personality.
Extracurriculars Win Points: Are you the captain of your sports team, a passionate volunteer, or a self-taught coder? Global universities actively reward your passions outside the classroom.
Personalized Tip
Do not panic if your 12th-grade isn’t brilliant! A good essay, a pathway program, or a strong portfolio of side projects can easily secure your spot at a top international university.
2. Cost of Both Studying in India and Studying Abroad
Let’s break down the actual numbers for 2026 into two simple categories so you know exactly what to expect.
Tuition Fee
When comparing education in India vs abroad, the tuition fee is where you will see the biggest immediate difference.
Indian Universities Tuition Fee
Tuition fees in India vary widely depending on the type of institution. Government institutions are heavily subsidized. On the other hand, tuition fee jump significantly in private institutions:
Degree
Government Colleges (Average Annual Tuition Fee)
Private Colleges (Average Annual Tuition Fee)
Medicine and Healthcare
₹1,90,000
₹82,00,000
Engineering
₹6,30,000
₹16,80,000
Commerce
₹4,90,000
₹6,20,000
Humanities
₹1,60,000
₹4,10,000
Law
₹7,80,000
₹15,40,000
Tuition Fee of Studying Abroad
International tuition fees depend on the country and university you pick. Here’s what you can expect:
Cost of Both Studying in India and Studying Abroad
Your rent, groceries, and weekend trips make up a huge chunk of your budget. That’s exactly where the difference shows up.
Cost of Living in India
According to Numbeo, the cost of living in India for a single person is approximately ₹27,410 (excluding rent). Let’s break it down:
Expense
Monthly Charge
Utility Charge
₹3,550
Mobile Phone Plan
₹340
Fitness Club Membership
₹1369
Rent
₹8,973 – ₹32,243
Cost of Study Abroad
Living costs abroad vary by country. Average student expenses per month are as follows:
Country
Cost of Living Per Month
Australia
₹1,01,792
Canada
₹96,794
Germany
₹1,06,331
UK
₹1,01,649
USA
₹1,08,132
Personalized Tip
When weighing the studying in India vs abroad, factor in the currency you will be earning after graduation. Paying ₹30 Lakhs for a master’s degree abroad sounds steep, but when your starting salary is $80,000 (around ₹75 Lakhs), your return on investment is incredibly fast!
3. Scholarships And Financial Aid: Is it Better to Study in India or Abroad?
Do not let the price tag panic you! There is a massive amount of free money floating around in 2026 if you know exactly where to look. Let’s break down exactly how you can fund your dream degree without breaking the bank.
Financial Aid: How the Governments Help You
Financial Aid in India
India’s financial aid system is highly centralized, focusing heavily on merit, income brackets, and specific community categories.
Central Sector Scheme of Scholarships (CSSS)
The Government of India offers financial assistance to meritorious students from low-income families pursuing higher education. Students can receive from ₹12,000 to ₹20,000, depending on their level of study.
This is where studying abroad from India becomes incredibly attractive. Many foreign governments actively want international talent and will pay top dollar to get you there!
Zero Tuition Policy (Germany)
Did you know that most state-funded public universities in Germany charge absolutely zero tuition fees for international students? You only pay a tiny semester contribution (usually under €300).
International Student Travel Pass (Australia)
If you are studying in Melbourne or anywhere in the state of Victoria, the government offers a specialized travel pass just for international undergrads. It gives you a massive 50% discount on your 90, 180, or 365-day Myki transport pass. This saves you hundreds of dollars a year on daily trips to campus, your part-time job, or weekend beach runs.
Caisse d’Allocations Familiales (France)
Rent is usually your biggest expense abroad, but the French government actively helps you pay it. Through the Caisse d’Allocations Familiales (CAF), international students are legally entitled to a housing allowance. Every month, the government calculates your living situation and directly deposits a percentage of your rent back into your bank account.
Income-Based Tuition Model (Italy)
Instead of charging every international student a massive flat rate, Italian public universities adjust your tuition based on your family’s actual financial situation back in India. By submitting an ISEE Parificato (Equivalent Economic Situation Indicator) document, your tuition fees scale down.
Major Scholarships For Students
When you look at cost, scholarships, and ROI, securing an international scholarship completely tips the scales. Below are some of the most prestigious scholarships you should be targeting right now.
2 years of relevant professional experience along with a development-related motivation.
Monthly payments of €992 to €1,300, travel allowance, and comprehensive health insurance cover.
4. Admission Process: What are the Key Differences Between Studying in India Versus Overseas?
University Admission In India
Indian university admission is basically a numbers game. It is straightforward and usually falls into one of three distinct buckets:
Merit-Based Shortlist
For many state universities and traditional degree colleges, your Class 12th board marks are your golden ticket. The system automatically shortlists students based on unified cut-off percentages. If your percentage hits the cut-off list, you grab the seat!
Entrance Exams
Sometimes you need to take specific entrance exams, like JEE for engineering, NEET for medical, CAT for management, or CUET for central universities. In such cases, your admission relies entirely on cracking a single entrance test. You score the rank; you get the campus.
Direct Admissions And Private Quotas
Many top-tier private universities offer direct admission based on a quick profile screening or a basic personal interview, bypassing the exam rat race.
Study Abroad Admission Process: How To Apply
Global universities care about you as a whole person, rather than a single score. Here is the step-by-step breakdown of how you apply:
Shortlist Your Courses And Universities
First of all, create a list of programs that match your interests and career goals. Many students apply to 4–6 universities to keep multiple options open.
Do not write a boring SOP! Give your real story. If you built a weird robot in your garage or started a small baking business on Instagram, talk about it! Universities love passionate students.
Submit Applications
Applications are submitted through university portals or centralized systems like UCAS (UK) or Common App (USA).
Offer Letter and Visa Process
Once accepted, students receive an offer letter, confirm their seat, and then apply for a student visa.
5.Cultural And Lifestyle Differences
India is already one of the most multicultural countries in the world. When you study here, you meet people from different states, languages, and traditions. A classroom may have students from Kerala, Punjab, Gujarat, or Assam, all bringing their own cultures and festivals.
But at the same time, the lifestyle pattern is familiar. You still get your evening chai, celebrate massive festivals like Diwali with your extended family, and rely on a strong safety net of relatives just a quick train ride away.
But studying abroad from India completely flips the experience. Handling the lifestyle and cultural differences is exactly where the thrill kicks in:
Global Festivals: You may celebrate events like Halloween in the US, Oktoberfest in Germany, or Chinese New Year in multicultural cities like Toronto or Sydney.
International Food Culture: Campus cafeterias often serve food from many countries: Mexican tacos, Korean ramen, Italian pasta, and more.
Diverse Friend Circles: Your classmates could come from 10-20 different countries. Group projects often become cultural exchanges.
Independent Lifestyle: Managing rent, cooking, and part-time work helps students become more independent and confident.
6.Long-Term ROI: Career Outcomes And Permanent Residence Opportunities
When weighing education in India vs abroad, the international salary jump is what truly turns heads. Earning in Dollars, Pounds, or Euros means you can pay off your student loans incredibly fast and build serious generational wealth right out of the gate.
Here’s a quick look at average annual salaries for common professions in India and other major study abroad destinations:
Job Role
Average Annual Salary in India
Average Annual Salary in Australia
Average Annual Salary in Canada
Average Annual Salary in UK
Average Annual Salary in USA
Software Engineer
₹5,00,000 – ₹15,00,000
₹64,83,270
₹50,47,516 – ₹68,20,967
₹46,80,620 – ₹81,29,497
₹85,88,559 – ₹92,35,010
Data Analyst
₹4,00,000 – ₹10,00,000
₹55,10,779 – ₹64,83,270
₹36,83,712 – ₹51,84,483
₹34,50,437 – ₹54,22,116
₹54,48,655 – ₹90,50,310
Marketing Manager
₹8,00,000 – ₹18,60,0000
₹62,23,939 – ₹64,83,270
₹40,24,796 – ₹59,34,869
₹45,59,506 – ₹65,31,184
₹58,18,056 – ₹92,35,010
Nurse
₹1,80,000 – ₹3,24,000
₹38,89,962 – ₹51,86,616
₹42,97,664 – ₹62,75,953
₹35,73,667 – ₹49,29,196
₹58,18,056 – ₹84,96,209
Sales Executive
₹1,80,000 – ₹3,24,000
₹38,89,962 – ₹64,83,270
₹31,37,977 – ₹60,71,303
₹23,41,368 – ₹43,13,046
₹58,18,056 – ₹92,35,010
Permanent Residence (PR) Opportunities in Study Abroad
An international degree is actually a legal stepping stone to settling overseas permanently. If an international citizenship is your dream, here is how the top countries make it happen:
USA
If you graduate with a STEM degree (Science, Tech, Engineering, Math), the US gives you a massive 3-year Post-Study Work visa. This gives you plenty of time to earn in dollars and find a company to sponsor your H-1B work visa, putting you directly on the Green Card track.
UK
Finished your degree? The UK automatically gives you 18 months to stay back, work full-time in any field without needing a sponsor, and easily transition into a Skilled Worker Visa. After 5+ years (subject to the applied program and the new regulations at that time), you might be able to apply for PR (known as Indefinite Leave to Remain in the UK).
Australia
Australia aggressively wants skilled young workers! Depending on your degree and location, the Temporary Graduate Visa lets you stay back for 2 to 4 years.
Canada
Canada’s Post-Graduation Work Permit (PGWP) allows you to work for up to 3 years after college. That highly valued Canadian work experience directly feeds into their Express Entry system, making it one of the most straightforward routes to PR in the world.
When To Study Abroad And Study in India
Still stuck on the fence? Deciding between education in India vs abroad isn’t about which is objectively better; it is about which path perfectly matches the life you want to build five years from now!
Check out this quick breakdown to see exactly where you fit:
Goal
Studying in India May Be Better
Studying Abroad May Be Better
Career Ambitions
If you want to crack UPSC, dominate domestic government sectors, or build a local startup empire.
If you want to work for top global MNCs, earn in stronger currencies, and build an international network.
Learning Style
You might learn under pressure, and prefer a rigid syllabus.
You might learn best by doing with hands-on industry projects
Course Availability
Your chosen field has strong programs in India.
You want niche or emerging fields like AI specialization, fintech, or sustainability.
How To Secure Admission for Studying Abroad from India: 4 Insider Tips to Crack Global Admissions
If your aim is to study abroad rather than in India, you need a strategy that actually makes admissions officers stop and pay attention. Here are some practical tips that many students overlook:
Build a Proof of Interest Profile for Your Course
Most students try to do it all: a little bit of sports, some debate club, and a weekend of volunteering. But actually, universities abroad often look for evidence that you genuinely care about your chosen field.
For example:
If you want to study data science, complete online projects on Kaggle or GitHub.
If you want business studies, try internships with startups.
Personalized Tip
Admissions teams love applicants who already practice what they want to study. Even a small personal project can strengthen your profile.
Write an SOP That Solves a Problem
Most students write a generic Statement of Purpose (SOP) about their achievements. A stronger SOP explains:
What problem do you want to solve in your field
How the university helps you solve it
What impact do you want to create in the future
This makes your application feel clear and purposeful, which universities appreciate.
Partner With The Right Team
Handling the visa requirements, finding hidden financial aid, and mapping out post-study work routes is a full-time job. You need an expert in your corner. Make sure that you choose the right study abroad consultants with:
Transparent guidance
Strong university partnerships
Experienced counsellors who understand your goals
At The Chopras, we provide structured support, from university shortlisting to visa preparation, helping students go through the entire study abroad consultancy process with confidence.
Choose Universities Based on Career Ecosystems
Indian parents often rely too much on rankings for university selection (which should indeed be a criterion). But at the same time, it’s also better to check which industries exist around the university.
For example:
Tech programs near Toronto or Dublin connect with major tech companies.
Finance programs in London benefit from the city’s global finance ecosystem.
This approach improves both learning exposure and career outcomes after graduation.
Frequently Asked Questions (FAQs)
1. Is it better to study in India or abroad?
It depends on your career goals and learning preferences. Studying in India can be affordable and familiar. But if you want global exposure, international networks, and broader career opportunities, it’s better to study abroad.
2. What are the main differences between studying in India versus overseas?
The main differences are teaching style, exposure, and career mobility. Many universities abroad focus on project-based learning and global collaboration, while Indian institutions often emphasize theoretical foundations and competitive entrance exams.
3. Can middle-class students from India afford to study abroad?
Yes, many Indian students study abroad using scholarships, education loans, and part-time work opportunities. Some countries also offer tuition-free or lower-cost public universities.
4. How can I choose the best study abroad consultants in India?
Look for consultants with transparent guidance, strong university partnerships, and proven student success stories. Planning your study abroad with The Chopras lets you get expert guidance on course selection, scholarship hunting, and securing those crucial post-study work visas.
Conclusion
No doubts. India is the fastest-growing economy in the world, and staying here offers you a fantastic yet familiar career structure.
But if you want to completely break boundaries and earn in stronger currencies, packing your bags is the best move. Going overseas forces you to grow, adapt, and stand out in a fiercely competitive global job market.
However, figuring out everything (university admissions, visa rules, scholarships, accommodation, and so on) on your own is challenging. Luckily, you do not have to do it alone.
At The Chopras, we act as your study abroad strategists. Our experts know exactly how to match your unique profile with a top-tier global university that perfectly fits your ambitions, your budget, and your long-term goals. Book a free one-on-one strategy session with us now!
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infringes any patent, trademark, copyright or other proprietary rights;
violates any law for the time being in force;
deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
impersonates another person;
threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Additionally, you agree not to:
contact anyone who has asked not to be contacted, or makes unsolicited contact with anyone for any commercial purpose, specifically, contact any user to post an advertisement on a third party website or post any advertisement on behalf of such user; or to "stalk" or otherwise harass anyone;
make any libelous or defamatory comments or postings to or against anyone;
collect personal data about other users or entities for commercial or unlawful purposes;
use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Site, except for internet search engines (eg. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;
post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;
attempt to gain unauthorized access to computer systems owned or controlled by TC Global or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Site.
use any automated device or software that enables the submission of automatic postings on TC Global without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or
Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.
TC Global does not guarantee that any Content or User Submissions (as defined above) will be made available on the Site or through the Service. TC Global has no obligation to monitor the Site, Service, Content, or User Submissions. However, TC Global reserves the right to (i) remove, suspend, edit or modify any Content in its sole discretion, including without limitation any User Submissions at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if TC Global is concerned that you may have violated these Terms of Use), or for no reason at all and (ii) to remove, suspend or block any User Submissions from the Service. TC Global also reserves the right to access, read, preserve, and disclose any information as TC Global reasonably believes is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of TC Global, its users and the public.
Technical Failures
It is possible that you may face disruptions, including, but not limited to errors, disconnections or interferences in communication in the internet services, software or hardware that you have used to avail our Service. TC Global is not responsible for such factors in the disruption or interruption in the Service and you take full responsibility with complete knowledge for any risk of loss or damages caused due to interruption of services for any such reasons.
Advertisements, Third Party Sites and Services
Some of the TC Global Services are supported by advertising revenue and may display advertisements, promotions, and links to third-party websites. You hereby agree that TC Global may place such advertising and promotions on the TC Global Services or on, about, or in conjunction with your Content. The manner, mode and extent of such advertising and promotions are subject to change without specific notice to you.
The Service may permit you to link to other websites, services or resources on the Internet, and other websites, services or resources may contain links to the Site. When you access third party websites, you do so at your own risk. These other websites are not under TC Global's control, and you acknowledge that TC Global is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. The inclusion of any such link does not imply endorsement by TC Global or any association with its operators. You further acknowledge and agree that TC Global shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Content, goods or services available on or through any such website or resource.
Termination
TC Global may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with your membership. If you wish to terminate your account, you may do so by contacting us at hello@tcglobal.com till we develop the procedure on the website and apps. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Warranty Disclaimer
Save to the extent required by law, TC Global has no special relationship with or fiduciary duty to you. You acknowledge that TC Global has no control over, and no duty to take any action regarding: which users gain access to the Service; what Content you access via the Service; what effects the Content may have on you; how you may interpret or use the Content; or what actions you may take as a result of having been exposed to the Content.
You release TC Global from all liability for you having acquired or not acquired Content through the Service. The Service may contain, or direct you to websites containing, information that some people may find offensive or inappropriate. TC Global makes no representations concerning any Content contained in or accessed through the Service, and TC Global will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Service and cannot be held liable for any third-party claims, losses or damages.
You release us from all liability relating to your connections and relationships with other users. You understand that we do not, in any way, screen users, nor do we inquire into the backgrounds of users or attempt to verify their backgrounds or statements. We make no representations or warranties as to the conduct of users or the veracity of any information users provide. In no event shall we be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from communications or meetings with users or persons you may otherwise meet through the Services. As such, you agree to take reasonable precautions and exercise the utmost personal care in all interactions with any individual you come into contact with through the Service,
particularly if you decide to meet such individuals in person. For example, you should not, under any circumstances, provide your financial information (e.g., credit card or bank account numbers) to other individuals.
THE SITE, SERVICE AND CONTENT ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
TC GLOBAL, AND ITS AFFILIATES, TEAM, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICE WILL BE SECURE OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR USE OF THE WEBSITE, SERVICE AND CONTENT IS SOLELY AT YOUR OWN RISK. SOME STATES / COUNTRIES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification
You shall defend, indemnify, and hold harmless TC Global, its affiliates and each of its and its affiliates' employees, contractors, directors, suppliers and representatives from all losses, costs, actions, claims, damages, expenses (including reasonable legal costs) or liabilities, that arise from or relate to your use or misuse of, or access to, the Site, Service, Content or otherwise from your User Submissions, violation of these Terms of Use, or infringement by you, or any third party using the your account, of any intellectual property or other right of any person or entity (save to the extent that a court of competent jurisdiction holds that such claim arose due to an act or omission of TC Global). TC Global reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with TC Global in asserting any available defenses.
Limitation of Liability
ALL LIABILITY OF TC GLOBAL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR USE OF THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW, SAVE THAT, IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT LIABILITY OF TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO THE VALUE OF TC GLOBAL'S SERVICES AVAILED BY THE USER FOR 12 MONTHS PRIOR TO THE INITIATION OF A CLAIM.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TC GLOBAL, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT TC GLOBAL, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SITE, SERVICE, CONTENT OR USER SUBMISSIONS FOR:
INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES;
LOSS OF ACTUAL OR ANTICIPATED PROFITS;
LOSS OF REVENUE;
LOSS OF GOODWILL;
LOSS OF DATA;
LOSS OF ANTICIPATED SAVINGS;
WASTED EXPENDITURE; OR
COST OF PROCUREMENT OF SUBSTITUE GOODS OR SERVICES.
NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS OF USE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, TC GLOBAL'S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Governing Law
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You and TC Global agree that any cause of action arising out of or related to the Service must commence within one (1) year after the cause of action arose; otherwise, such cause of action is permanently barred.
Terms of Use and all other policies available on this Service shall be interpreted and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms of Use and/ or other policies available on this App, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the Singapore International Arbitration Centre ("SIAC Rules") for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of 3 arbitrators. The seat and venue of Arbitration shall be Singapore and the language of proceedings shall be English. Subject to the foregoing, the Courts of Singapore shall have exclusive jurisdiction over any disputes relating to the subject matter, herein.
Notwithstanding the foregoing, if a dispute arises with respect to the validity, scope, enforceability, inventorship, ownership, infringement, breach or unauthorised use of any patent, trademark, copyright or other intellectual property right or any non-proprietary data owned and/or controlled by TC Global, whether or not arising from the Terms of Use, such dispute (at the option of TC Global) shall not be submitted to arbitration and instead, TC Global shall be free to initiate litigation, including but not limited to a claim for interim injunctive relief, in a court of competent jurisdiction, in any country or other jurisdiction in which such rights apply.
Integration and Severability
These Terms of Use are the entire agreement between you and TC Global with respect to the Service and use of the Site, Service, Content or User Submissions, and supersede all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and TC Global with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, TC Global must provide you with written notice of such waiver through one of its authorized representatives.
Modification of Terms of Use
TC Global reserves the right, at its sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Service (including without limitation, the availability of any feature, database, or content) at any time by posting a notice on the Site or by sending you notice through the Service or via email. TC Global may also impose limits on certain features and services or restrict your access to parts or all of the Service without notice or liability. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Service following the posting of any changes to these Terms of Use constitutes acceptance of those changes. You shall also be notified of any modifications to these Terms of Use as and when effected or at least once a year.
Other Provisions
Claims of Copyright or Trademark Infringement
Claims of copyright or trademark infringement should be sent to TC Global's designated agent. If you believe that someone is infringing your copyright or trademark rights on the Site, you can report it to us by contacting our designated agent at hello@thechoprasglobal.com with a report containing the following information:
your complete contact information (name, mailing address and phone number),
a detailed description of the Content that you claim infringes your copyright or trademark along with details on how it infringes upon your copyright or trademark,
the web address (URL) of the infringing content,
a declaration that you are filing this report in good faith and that all the information provided is accurate and that you are the owner of the copyright and/or trademark in question.
Please attach your digital signature or physical signature to the report.
Within 36 hours of receiving this notice with the above mentioned details, we will take down the allegedly infringing material from public view while we assess the issues identified in your notice.
On completion of the take-down procedure above:
If the complainant is successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from filing the complaint, the material will be permanently removed from TC Global's Site and database upon TC Global being provided with a copy of such order;
If the complainant is not successful in obtaining an order of injunction from a court of competent jurisdiction within 21 days from receiving notice from the complainant, the material will be made available for public view once again.
Before you submit a report of infringement, you may want to send a message to the person who posted the Content. You may be able to resolve the issue without contacting TC Global. Please remember, only the copyright/trademark owner or their authorized representative may file a report of infringement. If you believe something on the Site infringes someone else's copyright/trademark, you may want to let the rights owner know.
Notice
TC Global may give notice by means of a general notice on the Site / Service, notification within the mobile application on your account, electronic mail to your email address in your account, or by written communication sent to your address as set forth in your account. You may give notice to TC Global by written communication to TC Global's email address at hello@tcglobal.com or physical address at No. 3, Shenton Way, #10-05/06, Shenton House, Singapore, 068805.
General
You may not assign or transfer these Terms of Use in whole or in part without TC Global's prior written approval. You hereby give your approval to TC Global for it to assign or transfer these Terms in whole or in part, including to: (i) a subsidiary or affiliate; (ii) an acquirer of TC Global's equity, business or assets; or (iii) a successor by merger. No joint venture, partnership, employment or agency relationship exists between you, TC Global or any Third Party Provider as a result of the contract between you and TC Global or use of the Services.
If any provision of these Terms is held to be illegal, invalid or unenforceable, in whole or in part, under any law, such provision or part thereof shall to that extent be deemed not to form part of these Terms but the legality, validity and enforceability of the other provisions in these Terms shall not be affected. In that event, the parties shall replace the illegal, invalid or unenforceable provision or part thereof with a provision or part thereof that is legal, valid and enforceable and that has, to the greatest extent possible, a similar effect as the illegal, invalid or unenforceable provision or part thereof, given the contents and purpose of these Terms. These Terms constitute the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior or contemporaneous agreements or undertakings regarding such subject matter. In these Terms, the words "including" and "include" mean "including, but not limited to."
Miscellaneous
TC Global shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond TC Global's reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with TC Global's prior written consent. TC Global may assign, transfer or delegate any of its rights and obligations hereunder without consent. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
Unless otherwise specified in these Term of Use, all notices under these Terms of Use will be in writing and will be deemed to have been duly given when received, if personally delivered or sent by certified or registered mail, return receipt requested; when receipt is electronically confirmed, if transmitted by facsimile or e-mail; or the day after it is sent, if sent for next day delivery by recognized overnight delivery service.
I authorise TC Global & its representatives to contact me with updates and notifications via Email/SMS/What'sApp/Call. This will override DND/NDNC.
Our grievance / nodal officer may be contacted at:
The Chopras Global Holdings PTE Ltd
192 Waterloo Street,
Skyline Building,
#04-03,
Singapore - 187966
Privacy Policy
Privileged and confidential
Privacy Policy | September 6, 2021
INTRODUCTION
The Chopras Global Holdings PTE Ltd. is an entity registered in Singapore. We are engaged in the business of providing a global education, learning, and investment services Site which caters to students, professionals, universities, corporates and governments. We are committed to ensuring that privacy of our clients, visitors, and other users of the website https://tcglobal.com, its subdomains, the web applications and mobile applications ("Site") is always respected. This Privacy Policy ("Policy") is to serve as a testament to our sincere efforts to uphold privacy laws. In this Policy, "TC Global", "we", or "us" refers to The Chopras Global Holdings PTE Ltd. and its affiliates and "you" refers to a user who has provided any information including Personal Information (as defined below) and using any features therein.
The protection and security of your Personal Information and Usage Information (as defined below) is one of our top priorities. This Privacy Policy discloses and explains how we collect, use, share and protect Personal Information, Usage Information or any other information about you. We also provide information regarding how you can access and update your Personal Information and make certain choices about how your Personal Information is used by us. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.
This Privacy Policy explains what information of yours will be collected by TC Global when you access the Site, how the information will be used, and how you can control the collection, correction and/or deletion of information. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Site shall be limited to the purposes under this Privacy Policy.
INFORMATION COLLECTION BY TC GLOBAL
Data Controller and Data Processor:
TC Global controls, collects, owns and directs the use of the Personal Information and Usage Information on its Site and TC Global is the data controller and data processor as regards the Personal Information and Usage Information collected on its Site. For any queries regarding this Privacy Policy and the collection and use of data collected or processed under this Privacy Policy, TC Global can be contacted by mail at The Chopras Global Holdings PTE Ltd, 192 Waterloo Street, #04-03, Skyline Building, Singapore 187966; by phone at +65 9825 6174 or by e-mail at hello@thechoprasglobal.com.
Legal basis for collection and processing of Personal/Usage Information:
The legal basis for collection and processing of any information collected and processed by TC Global including the Personal Information is (i) your consent at the time of providing the Personal Information; (ii) where it is in our legitimate interests to do so and not overridden by your rights (for example, in some cases for direct marketing, fraud prevention, network and information systems security, responding to your communications, the operation of networks of groups by the network administrators, and improving our Site). In some cases, we may also have a legal obligation to collect information about you or may otherwise need the information to protect your vital interests or those of another person. We may also process information to comply with a legal requirement or to perform a contract.
Basic Information
TC Global may ask you to provide certain categories of information such as personal information, which is information that coold reasonably be used to identify you personally, such as your name, gender, family details, address, e-mail address, nationality, details of your passport and other government ID, financial information, academic record / education history, date of birth, mobile number, travel history and medical records ("Personal Information"), when you access the Site, in order to provide you with the services requested.
Additionally, we may collect this information through various forms and in various places through the Site, including when you first register with us, when you create a transaction, when you contact us, when you update your information or from time to time or when you otherwise interact with us. TC Global may include registration, surveys, and other online forums where users will need to provide Personal Information.
Additional Information
Cookies: TC Global may use standard "cookie" browser application feature to collect and understand Site usability trends. Cookies are text files that we may place in your computer browser to store your preferences. Cookies are used to record various aspects of your visit and assist us in providing you with uninterrupted service. One of the primary purposes of cookies is to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content. Cookies are divided into "first party" and "third party":
First party cookies are the cookies served by the owner of the domain. In our case, that's TC Global. Any cookie we place ourselves is a "first-party cookie."
Third-party cookies are cookies placed on our domains by trusted partners that we've allowed to do so. These can be social media partners, advertising partners, security providers, and more. And they can be either "session cookies" or "permanent cookies":
Session cookies only exist until you close your browser, ending what's called your "session." Then they're deleted.
Permanent cookies have a range of lifespans and stay on your device after the browser is closed. On the Site, we try to only serve permanent cookies (or allow permanent cookies to be served by third parties) that have a limited lifespan. However, for security reasons or in other exceptional circumstances, sometimes we may need to give a cookie a longer lifespan.
Web browser cookies may store info such as your IP address or other identifiers, your browser type, and info about the content you view and interact with on digital services. By storing this info, web browser cookies can remember your preferences and settings for online services and analyze how you use them.
Along with cookies, we also use tracking technologies that are very similar. Our Site may contain small transparent image files or lines of code that record how you interact with them. These include "web beacons," "scripts," "tracking URLs," or "software development kits" (known as SDKs):
Web beacons have a lot of different names. They might also be known as web bugs, tracking bugs, tags, web tags, page tags, tracking pixels, pixel tags, 1x1 GIFs, or clear GIFs. In short, these beacons are a tiny graphic image of just one pixel that can be delivered to your device as part of a web page request, in an app, an advertisement, or an HTML email message. They can be used to retrieve info from your device, such as your device type, operating system, IP address, and the time of your visit. They are also used to serve and read cookies in your browser or to trigger the placement of a cookie.
Scripts are small computer programs embedded within our web pages that give those pages a wide variety of extra functionality. Scripts make it possible for the website to function properly. For example, scripts power certain security features and enable basic interactive features on our website. Scripts can also be used for analytical or advertising purposes. For example, a script can collect info about how you use our website, such as which pages you visit or what you search for.
Tracking URLs are links with a unique identifier in them. These are used to track which website brought you to the Site. An example woold be if you clicked from a social media page, search engine, or one of our affiliate partners' websites.
Software Development Kits (SDKs) are part of our apps' source code. Unlike browser cookies, SDK data is stored in the app storage. They're used to analyze how the apps are being used or to send personalized push notifications. To do this, they record unique identifiers associated with your device, like your device ID, IP address, in-app activity, and network location.
All these tracking technologies are referred to as "cookies" here in this Cookie Statement.
However, no Personal Information identifying the user is collected nor any data capture mechanisms are employed. The user may change browser settings to accept or reject cookies on personal preference. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies if you so prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that may depend on cookies. If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. If you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and may need to be recreated. We process and keep all data for our own use and, if you wish to opt-out from tracking by TC Global you can do so at hello@thechoprasglobal.com
Information Collected Automatically: In addition to any Personal Information or other information that you choose to submit to us, we may use a variety of technologies that automatically (or passively) collect certain information whenever you access the Site ("Usage Information"). This Usage Information may include the browser that you are using, the URL that referred you to our Site, mobile device model (manufacturer), OS type (IOS/android), OS version, network carrier, IP address, mobile screen size, time zone of the user, browser details, among other information. Usage Information may be non-identifying or may be associated with you. Whenever we associate Usage Information with your Personal Information, we will treat it as Personal Information and the conditions relating to Personal Information under this Privacy Policy will be followed. Traffic data, while anonymous, is gathered and analysed for business needs.
Information Third Parties Provide About You: We may, from time to time, supplement the information we collect about you through our Site with outside records from third parties obtained rightfolly in order to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to use such of our Services that we believe may be of interest to you. We may combine the information we receive from such third party sources with information we collect through the Site or through independent research conducted by TC Global, with your consent. In these cases, we will apply this Privacy Policy to any Personal Information received, unless otherwise provided. We may process such information received from third parties for legitimate commercial purposes or to enter into contractual obligations with you or to folfil certain contractual obligations or where you have requested third parties to provide information about yourself to us.
Processing of Data:
TC Global may also process any Personal Information or Usage Information collected from you for legitimate commercial purposes including to provide you with the requisite information requested. A list of uses of the Personal Information and Usage Information collected is provided at Section 3 of this Policy (Use of Information Collected).
TC Global implements appropriate technical and organisational measures to ensure a level of security appropriate to the risk of our processing of information about individuals such as (i) only sharing and providing access to your information to the minimum extent necessary, subject to confidentiality restrictions where appropriate, and on an anonymised basis wherever possible; (ii) using secure servers to store your information; (iii) verifying the identity of any individual who requests access to information prior to granting them access to information; and (iv) using Secure Sockets Layer (SSL) software or other similar encryption technologies to encrypt any payment transactions you make on or via our Site.
Right of a user in relation to data submitted:
Any user who has submitted Personal Information on the Site has the right to (i) access, correct, delete such Personal Information subject to us successfolly verifying your identity; (ii) object to us processing your Personal Information on legitimate grounds; (iii) to withdraw your consent to our use of your information at any time where we rely on your consent to use or process that information; (iv) opting out of receiving any promotional or marketing material by clicking on the "Unsubscribe" button or by sending an email to [hello@thechoprasglobal.com]. Please note that if you withdraw your consent, this will not affect the lawfolness of our use and processing of your information on the basis of your consent before the point in time when you withdraw your consent; (v) right to have the Personal Information transferred to another data controller; and (vi) lodge a complaint with a supervisory authority, in particolar in the jurisdiction of your habitual residence, place of work or of an alleged infringement of any applicable data protection laws. Any request received by us by the user in relation to the aforesaid shall be acknowledged by us within seventy-two (72) business hours.
USE OF INFORMATION COLLECTED
Business Purposes:
TC Global does not share any Personal Information with any third party without your consent, except when directed by the law. TC Global can use this data to verify user identity in line with engagement initiated by the user. We will communicate with you using the contact information provided by you in order to respond to any queries that you may have and to provide any information that you may request regarding the services provided through the Site. We may communicate with you either by written, physical communication, email, telephone, SMS or via notifications on your mobile device. We may also send strictly service-related announcements to you periodically and when it is necessary to do so. For instance, if our services are temporarily suspended for maintenance, we might send you an email, text message, flash notification or telephone call. If you do not wish to receive such alerts, you have the option to unsubscribe from such emails or opt out by sending an email to hello@thechoprasglobal.com.
We may use Personal Information or Usage Information collected through the Site in the following ways:
to operate and improve our Site and tools associated with the Site;
to create aggregated and anonymized information to determine which Site features are most popolar and usefol to users, and for other statistical analyses;
to prevent, discover and investigate violations of this Privacy Policy or the Terms of Use of the Site, and to investigate fraud or other matters;
To customize the content or the services on the Site for you, or the communications sent to you through the Site.
To help provide you the services accessible through the Site, which may include liaising and providing information to visa/customs/immigration offices of various countries and admissions offices of universities situated across the globe;
To observe, improve and administer the quality of services on the Site;
To analyze how the Site is used, diagnose technical problems;
Remember the basic information provided by you for effective access;
To confirm your identity in order to determine your eligibility to use the Site and avail our services;
To notify you about any changes to the Site;
To enable TC Global to comply with its legal and regolatory obligations;
For the purpose of sending administrative notices, service-related alerts and other similar communication with a view to optimizing the efficiency of the Site;
Doing market research, troubleshooting, protection against error, project planning, fraud and other criminal activity; and
To enforce TC Global's Terms of Use.
Marketing activities: We use your information for marketing activities. These activities include:
Using your contact info to send you regolar news about relevant products and services. You can unsubscribe from email marketing communications quickly, easily, and anytime. All you need to do is click the "Unsubscribe" link included in each newsletter or other communication.
Based on your info, individualized offers might be shown to you on the Site, on mobile apps, or on third-party websites/apps (including social media sites), and the content of the site displayed to you might be personalized. These coold be offers that you can book directly on the Site, on co-branded sites, or other third-party offers or products we think you might find interesting.
When you participate in other promotional activities (e.g. sweepstakes, referral programs, or competitions), relevant info will be used to administer these promotions.
Anonymous:
We may share non-Personal Information, such as aggregated user statistics and log data, with our business partners for industry analysis, demographic profiling, to deliver targeted advertising about other products or services, or for other business purposes. This information is solely used to analyze company Site and understand usage statistics, as mentioned above, is anonymous. The company may share this data with its business partners on anonymous basis. We do not sell, share, rent or trade the information we have collected about you, including Personal Information, other than as disclosed within this Privacy Policy or at the time you provide your information. We do not share your Personal Information with third parties for those third parties' direct marketing purposes unless you consent to such sharing at the time you provide your Personal Information.
Administrative and Legal Reasons:
We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. Thus, we may access, use, store, transfer and disclose your information (including Personal Information), including disclosure to third parties such as government or law enforcement officials or private parties as we reasonably determine is necessary and appropriate: (i) to satisfy any applicable law, regolation, governmental requests or legal process; (ii) to protect the safety, rights, property or security of TC Global, our services, the Site or any third party; (iii) to protect the safety of the public for any reason; (iv) to detect, prevent or otherwise address fraud, security or technical issues; and /or (v) to prevent or stop any activity we consider to be, or to pose a risk of being, an illegal, unethical, or legally actionable activity. Such disclosures may be carried out without notice to you.
Business Transfer:
We may share your information, including your Personal Information and Usage Information with our parent, subsidiaries and affiliates for internal reasons. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a corporate merger, consolidation, restructuring, the sale of substantially all of our membership interests and/or assets or other corporate change, including, during the course of any due diligence process. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information. We will endeavor that the transferee who is the recipient of Personal Information and Usage Information commits to privacy measures which are substantially similar to the measures under this privacy policy.
THIRD PARTY CONTENT AND LINKS TO THIRD PARTY SERVICES
We do not include or offer third party products or services on our Site.
DATA TRANSFER
Your information may be stored and processed in Singapore or any other country in which TC Global or its subsidiaries, affiliates or service providers maintain facilities. TC Global may transfer information that we collect about you, including Personal Information, to affiliated entities, or to other third parties across borders and from your country or jurisdiction to other countries or jurisdictions around the world. These countries may have data protection laws that are different to the laws of your country and, in some cases, may not be as protective. We have taken appropriate safeguards to require that your information will remain protected in accordance with this Privacy Policy by entering into requisite agreements with the concerned transferees.
DATA RETENTION
Your information will be retained with TC Global as long as it is needed by TC Global to provide services to you. If you wish to cancel your account or request that TC Global no longer uses your information to provide services, you may contact TC Global at hello@tcglobal.com.. TC Global will promptly delete the information as requested. TC Global will retain and use your information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes. When TC Global has no ongoing legitimate business need to process your information, we will either delete or anonymize it.
CONTACT & POLICY UPDATES
In case on any queries on this privacy policy, please contact us at hello@thechoprasglobal.com. TC Global reserves the right to update or modify any part of this policy or make any changes without prior notice to the user. The user is advised to check this page periodically to stay abreast of any policy changes by us.
CHANGE OF INFORMATION AND CANCELLATION OF ACCOUNT
You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer desire to access the Site, you may correct, delete inaccuracies, or amend information by contacting us through hello@tcglobal.com and we will respond within 72 hours of receipt of communication.
You have the right to request that we rectify or delete the personal data or restrict the processing of your personal data, if you think they are inaccurate. Furthermore, you have the right to object against the processing based on our legitimate interests as a legal basis. We are required to assess and act on your request. Additionally, you also have the right to data portability if it shoold become relevant. You have a right to lodge a complaint with your local supervisory authority.
[You may also cancel or modify your communications that you have elected to receive from the Site by logging into your user account and changing your communication preferences.
If you wish to cancel your account or request that we no longer use your information to provide you details with respect to our services and the Site, please write to us at hello@tcglobal.com.
OPT-OUT
If you wish to opt out of receiving non-essential communications such as promotional and marketing-related information regarding the Site and our services, please send TC Global an email at hello@tcglobal.com.
CHANGES TO THE PRIVACY POLICY
From time to time, we may update this Privacy Policy to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised Privacy Policy on the Site. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
GRIEVANCE REDRESSAL
If you have any questions or concerns about this Privacy Policy, please feel free to contact us by writing to us at hello@thechoprasglobal.com or using the details provided on our 'Contact Us' page. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, TC Global cannot ensure a response to questions or comments regarding topics unrelated to this policy or Company's privacy practices.
CONSENT
By consenting to the terms under this Privacy Policy, you are expressly granting TC Global the right to collect, share, transfer, store, retain, disseminate or use the Personal Information/Usage Information collected by TC Global from your usage of the Site in accordance with the terms of the Privacy Policy. You may, at any time, withdraw consent for the collection or processing of Personal Information/Usage Information by sending an email to hello@tcglobal.com. TC Global, shall within 72 hours delete or anonymize the data collected from you.
When you voluntarily send us electronic mail / fillup the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
CONTACT US
If you have any questions about this Privacy Policy, please contact us:
By email: hello@thechoprasglobal.com
